Chop veggies finely and set aside.
Heat oil in a big pan, add mince, and brown.
Break mince into small pieces while cooking.
After browning, remove the juices and add veggies.
Mix in Schwartz seasoning with meat.
Soften veggies for a few minutes, and combine all ingredients.
Drain and rinse kidney beans; add to the pan.
Pour in two cartons of chopped tomatoes, and mix.
Let it simmer - longer is better for flavours. Stir often.
Most liquid gone? Boil water for rice. Turn off chili.
Cook rice as instructed: one mug for two, boiling water.
Mix rice once, leave for 20-25 minutes, drain, and serve.
While rice cooks, chop chili, get sour cream, tortillas, and sauces.
Garnish with a lime wedge. Serve chili over rice with sides.